Coming Soon to iOS

Your checking account,
always invested.

Connect your existing bank account. SweepIQ maintains your target balance and automatically invests surplus in the ETF you choose — pulling funds back whenever you need them.

No spam. We'll notify you when SweepIQ launches.

You're on the list. We'll be in touch.


How It Works

Set it once. It runs itself.

SweepIQ automates the movement of surplus between your checking account and your brokerage, investing in the ETF you choose based on rules you define. You stay in control — SweepIQ just executes.

1

Connect your bank

Securely link your existing checking account via Plaid. No new account to open. Your credentials are never stored by SweepIQ.

2

Set your target balance

Tell SweepIQ how much to keep in checking. You choose the amount — we'll calculate a recommendation based on your spending history if you'd like.

3

It works both ways

Each week, surplus above your target gets invested in your chosen ETF automatically. If your balance dips below target, SweepIQ sells and transfers funds back to cover it.


The Story

"I spent over a decade in Treasury, watching the same cash management strategy get automated at the institutional level — while individuals were left to do it manually. I'd been moving money between my own checking and brokerage by hand every week for years. After a decade of doing it myself and seeing the results, I decided to build the tool I always wished existed. I learned Python, built SweepIQ, and now it handles it automatically."


Features

Everything you need. Nothing you don't.

Works with your existing bank

No new checking account to open. SweepIQ connects to your current bank via Plaid and works with what you already have.

Emergency fund first

SweepIQ fills your emergency fund target before routing anything to your brokerage. Your safety net is always the priority.

Automatic investing, both ways

Surplus gets invested in your chosen ETF on your schedule. When your checking dips below target, SweepIQ sells and returns funds automatically.

You choose the ETF

SweepIQ invests in the ETF you select — VOO, QQQ, VTI, or any ETF available on Alpaca. The investment decision is always yours.

$5 flat. No percentage fees.

A flat monthly fee means we never take a cut of what you invest. Simple, transparent pricing.

Full visibility

Every transfer logged in a clean mobile dashboard. See exactly what moved, when, and why.


Early Access

Your checking account,
always invested.

SweepIQ launches on iOS soon. Join the waitlist and get early access the moment it's available.

Free 90-day trial. Then $5/month.

You're on the list. We'll be in touch.