Privacy Policy
Effective Date: April 1, 2026 · Last Updated: April 1, 2026
SweepIQ is committed to protecting your privacy. This policy explains what data we collect, how we use it, and your rights regarding your information. We never sell your data to third parties.
1. Who We Are
SweepIQ is operated by SweepIQ LLC, a Utah limited liability company ("SweepIQ," "we," "us," or "our"). Our registered address is 7533 S Center View Ct, Ste N, West Jordan, UT 84084. You can reach us at management@sweepiq.app.
2. Information We Collect
We collect the following categories of information:
Account Information
- Name, email address, and password when you create an account
- Profile information you provide (phone number, address) for identity verification purposes
Financial Information (via Plaid)
- Bank account balances from your connected checking account
- Transaction history (up to 3 months) used to calculate your recommended target balance
- We do not store your bank login credentials. All bank connectivity is handled by Plaid Technologies, Inc.
Brokerage Information (via Alpaca)
- Brokerage account details, portfolio positions, and transfer history through your Alpaca Securities account
- Identity verification information required by Alpaca for brokerage account opening (name, address, SSN, date of birth)
Usage Information
- Device type, operating system, and app version
- Push notification tokens for sending account alerts
- App activity logs for debugging and service improvement
3. How We Use Your Information
We use your information solely to provide the SweepIQ service:
- To connect your checking account and monitor your balance via Plaid
- To execute automated transfers between your checking account and your Alpaca brokerage account
- To calculate a recommended target balance based on your spending history
- To send push notifications and email alerts about your account activity
- To verify your identity as required by financial regulations
- To provide customer support
- To comply with applicable laws and regulations
We do not use your financial data for advertising, marketing profiling, or any purpose other than operating the SweepIQ service for you.
4. How We Share Your Information
We do not sell your personal information. We share your information only with the following service providers as necessary to operate SweepIQ:
- Plaid Technologies, Inc. — bank account connectivity and transaction data. Subject to Plaid's Privacy Policy.
- Alpaca Securities LLC — brokerage account services and trade execution. Subject to Alpaca's Privacy Policy.
- Resend — transactional email delivery (password resets, account notifications).
- RevenueCat — subscription management and billing.
- Render — cloud infrastructure and hosting.
We may also disclose your information if required by law, regulation, legal process, or governmental request.
5. Data Security
We implement industry-standard security measures to protect your information, including:
- Encryption of data in transit using TLS/HTTPS
- Encryption of sensitive data at rest
- Secure authentication with hashed passwords and multi-factor authentication
- Access controls limiting who can access your data
No method of transmission or storage is 100% secure. If you believe your account has been compromised, please contact us immediately at management@sweepiq.app.
6. Data Retention
We retain your personal information for as long as your account is active or as needed to provide you services. If you close your account, we will delete or anonymize your personal information within 90 days, except where we are required to retain it by law (for example, for tax or regulatory compliance purposes).
Bank balance and transaction data fetched via Plaid is retained only as long as necessary to provide the SweepIQ service. Cached balance data is refreshed regularly and stale data is overwritten.
7. Your Rights
You have the following rights regarding your personal information:
- Access — You may request a copy of the personal information we hold about you.
- Correction — You may request that we correct inaccurate information.
- Deletion — You may request that we delete your personal information, subject to legal retention requirements.
- Disconnection — You may disconnect your bank account or close your SweepIQ account at any time through the app.
To exercise any of these rights, contact us at management@sweepiq.app.
8. Children's Privacy
SweepIQ is not directed at children under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by email or through the app. Your continued use of SweepIQ after any changes constitutes your acceptance of the updated policy.
10. Contact Us
If you have questions about this Privacy Policy or how we handle your data, please contact us at:
SweepIQ LLC
7533 S Center View Ct, Ste N
West Jordan, UT 84084
management@sweepiq.app