Available Now on iOS

Know your number.
Grow your wealth.

SweepIQ tracks your spending and helps you know how much to keep in your checking account. Once you transfer your extra cash, it grows your emergency fund first, then invests the rest — you set the rules, SweepIQ does the work.

Checking$4,250
→
Target Balance$2,850
→
Surplus to Invest$1,400

Enterprise cash sweeping, simplified for personal wealth.

SweepIQ dashboard showing checking balance, target, and recent sweeps

30-day free trial. Cancel anytime.

How It Works

Know your target balance. Sweep surplus cash. Automate growth.

SweepIQ starts with Smart Target to determine the exact cash balance your checking account needs based on actual spending. Once configured, every transfer becomes real progress — Invest automatically builds your emergency fund first, then grows your portfolio, so your surplus never sits idle again.

Smart Target — Establish your target balance.

Eliminate manual calculations and know exactly how much cash to hold in checking.

1

Connect your bank

Securely link your existing primary checking account via Plaid in seconds. SweepIQ never sees or stores your login credentials.

2

Get your dynamic target

SweepIQ analyzes past transactions to calculate an optimal target balance that accounts for your recurring expenses, removing manual guesswork.

Invest — Put surplus capital to work.

Connect your brokerage, then let SweepIQ automatically invest whatever surplus you transfer.

3

Connect supported brokerage

Link your supported brokerage account via OAuth2. No new brokerage accounts or app switches required.

4

Transfer, then invest

When bonuses or underspending create excess cash, SweepIQ lets you know. Once you transfer it, SweepIQ automatically fills your emergency fund first, then invests the rest in your designated investments.

5

Maintain cash flow protection

If checking balance drops near your target balance, SweepIQ notifies you based on your pay schedule. You can transfer funds back from your brokerage anytime — you're always in control.

The App

See it in action.

From sign-in to your first sweep — a simple, focused flow built around one number: how much you actually need to keep in checking.

SweepIQ sign in screen
SweepIQ dashboard showing checking balance, target, and recent sweeps
SweepIQ onboarding complete screen with option to upgrade to Invest
The Story

"For over a decade, I built automated treasury sweep processes for large corporations to maximize yields on surplus cash. Yet, I noticed that in my personal finances—even after budgeting and scheduled transfers—unoptimized cash slowly accumulated from bonuses or spending less than planned. I found myself manually logging in every month to sweep funds into my brokerage. I built SweepIQ to bring enterprise-grade cash sweep automation to everyday investors."

S
Scott
Founder, SweepIQ · Treasury Professional
Plans

Start with your target. Automate the rest.

30-day free trial on either plan. Cancel anytime.

Smart Target

$3.99/mo

Know how much to keep in checking and get notified when you have a surplus or deficit relative to your target balance.

  • A personalized checking balance goal built from actual cash flow
  • Choose exactly which expenses count toward your buffer
  • Weekly check-ins on balance tracking
  • Automated adjustments as income/spending patterns change
  • Custom safety buffers for extra peace of mind

Invest

$5.99/mo

Automate treasury sweeps from checking to your connected brokerage account.

  • Includes everything in Smart Target
  • Connect supported brokerage accounts via secure OAuth
  • Automated execution once surplus funds arrive
  • Integrated tracking for emergency funds and equity portfolios
  • Full manual oversight over all buy/sell triggers
Get Started

Know your number.
Grow your wealth.

SweepIQ is live on the App Store. Download now and start your 30-day free trial.

30-day free trial. No credit card required to start.

SweepIQ is a financial automation tool, not an investment adviser. All target balances, security selections, and transfer decisions are made solely by you. SweepIQ does not initiate transfers from your bank — all fund movements are initiated by you. SweepIQ automatically purchases securities within your connected brokerage account once funds arrive, based solely on rules you configure. SweepIQ does not provide investment advice, recommendations, or discretionary management of any kind. Investing involves risk including possible loss of principal. SweepIQ LLC is not registered as an investment adviser with the SEC or any state securities authority.