Coming Soon to iOS

Your checking account,
always investing.

SweepIQ monitors your checking account target balance, helps build your emergency fund, and invests your excess cash — you set the rules, SweepIQ does the rest.

No spam. We'll notify you when SweepIQ launches.

You're on the list. We'll be in touch.

How It Works

Set it once. It runs itself.

SweepIQ runs on a simple set of rules you define. Link your brokerage account securely via OAuth — your emergency fund cash and portfolio live there. Every week SweepIQ checks your balance and tells you exactly how much to move. You transfer the funds, we invest automatically — no surprises, full control.

1

Connect your bank

Securely link your existing checking account via Plaid in seconds. No new account to open, no new bank to sign up for. Your bank credentials are never stored by SweepIQ — Plaid handles all bank connectivity.

2

Link your brokerage account

Link your brokerage account securely via OAuth in seconds. If you don't have one, creating a supported brokerage account is free and takes about 5 minutes. Your emergency fund and portfolio live here.

3

Set your targets

Tell SweepIQ how much to keep in checking and your emergency fund goal — typically 3-6 months of expenses. SweepIQ calculates your average spending to help you decide. Your emergency fund is always funded first before growth investing begins.

4

Invest the rest automatically

Once your emergency fund is fully funded, SweepIQ shows you exactly how much surplus is available and where to invest it. Transfer funds to your brokerage account — SweepIQ immediately purchases your chosen security automatically when funds arrive. The decision is always yours.

5

SweepIQ covers you when needed

If your checking balance dips below your target, SweepIQ sends a push notification immediately. Transfer from your brokerage account back to checking anytime — SweepIQ tracks everything and keeps your emergency fund and portfolio in sync.

6

Watch it compound

Every dollar above your target gets transferred to your brokerage on your terms. SweepIQ tracks every transfer and your total returns in a clean dashboard so you can see the impact over time.

The Story

"I spent over a decade in Treasury, implementing the same automated cash management strategy at the institutional level to help organizations put excess cash to work and generate more income. However, nothing like this exists for individuals, so I was always left having to do this manually for myself - logging into my bank and moving excess money from my checking account to my brokerage account every week for years. After a decade of doing this for companies and for myself, I saw the financial benefit of putting even a few excess dollars to work. So I built the tool I always wished existed - SweepIQ - and now it handles all this automatically."

S
Scott
Founder, SweepIQ · Treasury Professional

No percentage fees.

SweepIQ charges a simple flat monthly fee — never a percentage of what you transfer. We never profit from how much you move.

Full visibility

Every sweep is logged in a clean mobile dashboard. See exactly what moved, when, and why — with total invested and earnings tracked over time.

Early Access

Your checking account,
always investing.

SweepIQ launches on iOS soon. Join the waitlist and get early access the moment it's available.

Free trial included. No credit card required to join the waitlist.

You're on the list. We'll be in touch.

SweepIQ is a financial automation tool, not an investment adviser. All target balances, security selections, and transfer decisions are made solely by you. SweepIQ does not initiate transfers from your bank — all fund movements are initiated by you. SweepIQ automatically purchases securities within your brokerage account once funds arrive, based solely on rules you configure. SweepIQ does not provide investment advice, recommendations, or discretionary management of any kind. Investing involves risk including possible loss of principal. SweepIQ LLC is not registered as an investment adviser with the SEC or any state securities authority.